Bad Credit Info – Understand Credit Reports
If you are experiencing or have experienced any of the following you may be considered to have bad credit: * Auto Repossession* Delinquent Credit Cards* Law Suits – Judgments* Collection Accounts* Foreclosure* Unpaid medical bills* Liens* Late Payments on Mortgage
What is Bad Credit?

Bad credit is one or more negative listings on your credit report. Having a low credit score may also be referred to as bad credit. Bad credit may result from late payments, high balances, insufficient credit history on your personal credit profile. Credit score can be adversely affected by poor performance on your credit obligations, incorrect information, credit fraud or identity theft.
Bad credit can cause you to be denied for credit or qualifying only if you pay higher interest on financing automobiles, credit cards, personal and home loans. Bad credit can even cause you to be denied the ability to get a job open a checking account. Get informed about your credit report and find out how to fix bad credit.