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Aug 172010
Credit Report
Price: $ 0.99
CONSUMER REPORTS NOVEMBER 2009 ~ 398 TOP PRODUCTS + more info credit cards
 | US $1.98 End Date: Thursday Feb-16-2012 15:33:34 PST Buy It Now for only: US $1.98 Buy it now | Add to watch list |
 | US $25.18 End Date: Friday Feb-17-2012 2:50:21 PST Buy It Now for only: US $25.18 Buy it now | Add to watch list |
Aug 152010
BestCredit: How to Win the Credit Game, 2nd Edition
Written by a former debt collector, this credit repair book covers many aspects of credit restoration, including how to legally remove any adverse credit from a consumer credit report, how to negotiate debt, how to prevent and recover from identity theft, the secrets to raising a credit score, and more. Remove judgments, liens, late payments, bankruptcies, collection accounts, inquiries, charge-offs, repossessions, and foreclosures. Learn how to negotiate like a pro, reducing credit card and oth
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List Price: $ 30.00
Price: $ 15.80
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Jul 312010
ChexSystems Problems?
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| What is ChexSystems? | ||
| ChexSystems is an agency that collects and reports consumer banking incidents to member banks and credit unions. The purpose is to reduce fraud and account abuse. It also protects consumers from becoming victims of identity theft and fraud. Sometimes nice folks get stuck in ChexSystems. | ||
| For what reason are consumers reported to ChexSystems?
Here are some examples:
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| Should I pay ChexSystems? | ||
| Getting an incident reported to ChexSystems is hard to remedy. Many banks now say: Our bank policy is that we will not open a checking account for you if you have one or more incidents reported to ChexSystems. ChexSystems does make mistakes. A few banks may take you back after they are paid off. If it is in your means to pay them off do so. | ||
| How long am I on the list?Your information stays in the ChexSystems database for 5 years unless there’s a legitimate reason to remove it.
How do I get my ChexSystems report? If you contact ChexSystems and tell them you have been denied an account in the past 60 days, they will send you your report at no charge. Otherwise, there is an $8 charge. When contacting ChexSystems by mail or fax, be sure to always include your name, address, and Social Security Number (SSN).
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