Banking without overdraft fees

Are you getting blasted with overdraft fees from your bank!! You overdraw one time and they hit you with a $35 fee??? It seems absolutely ridiculous that they can get away with this. The major banks are making millions off the fact that their customers are struggling yet the clients are the criminals that are being placed on

ChexSystems!!

There is one simple solution to banking without overdraft fees- don’t use a bank! Prepaid debit cards are the easiest way to manage your money. With AccountNow you can have a prepaid credit card, online banking and online bill pay. It is essentially the same thing as having a debit card, but you cannot overdraw your account!

Get your direct deposit switched in to a service fee free account and wait and see how much money you will save from service fees alone! Also, you will not have to go in to the bank and beg the manager to refund your money like you are some lowlife who can’t manage his checking account! Don’t leave it up to the bank to decide if you will be able to pay your bills by refunding fees, just skip the fees all together!

The banks claim that they all have overdraft protection, but in reality the only way to do banking without overdraft fees is to skip the bank all together! Check out AccountNow today!  Instant Account Number!

Can’t Open a Checking Account?

Now You Can!

Second Chance Checking Account

Online Bill Pay

Free Credit Builder

Non ChexSystems Bank

Free Direct Deposit

No Overdraft fees

No Credit Check

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Rocket USA Uncle Sam Bank – Black

  • Classic Cash Register Bank
  • Teaches children to count their money
  • Metal construction
  • It Locks at 25 cents and Opens at every $10!
  • Ages 3 & up.

It Rings! It Adds! It Locks at 25 cents and Opens at every $10! Did you have an Uncle Sam’s Bank when you were a kid? Relive your past with this faithful reproduction of the Uncle Sam’s 3 Coin Register Bank. Dating back to the early 20th Century, it sold for over 50 years and was last seen in the 1970′s. The Uncle Sam’s Bank is remembered by many and through this reproduction is sure to provide savings fun for generations to come. Featuring a durable metal construction, it registers nickels, dim

Rating: (out of 3 reviews)

List Price: $ 26.99

Price: $ 19.99

Money Maze Bank Puzzle

  • keeps greenback gifts you add in view
  • can’t get to it until the puzzle is solved
  • Challenging fun for that hard to buy-for friend

The Money Maze bank is a great combination of a challenging puzzle and an intriguing bank. It’s easy to make a deposit … but try to make a withdrawal! Drop coins or bills through the slot. In order to access your cash, you must SOLVE THE PUZZLE! The compartment inside is perfect for hiding a small gift too. Place your gift inside and force the recipient to solve the puzzle in order to receive their other gift.

Rating: (out of 50 reviews)

List Price: $ 9.59

Price: $ 6.38

Metal Safe (colors may vary)

  • One Individual Classic Children’s Toy Metal Safe with Combination Lock
  • This 5 x 5 x 3.75 inch combination lock safe is the perfect place to put your cash.
  • The Metal Money Box Safe with Combination Lock comes in RED, BLUE, BLACK
  • The Metal Money Box Safe with Combination Lock requires you to enter your unique multi-number combination lock code to be able to retrieve your hard saved stash! You can find your combination lock code on the base of the unit
  • The Metal Money Box Safe with Combination Lock features a little coin slot in the top to slip your pennies and pounds through!

Every child (and every Adult, too) needs a locking safe, don’t you think? Classic Childrens Toy Metal Safe with Combination Lock. This 5 x 5 x 3.75 inch combination lock safe is the perfect place to put your cash. A classic gift for children ad ADULT too!

Rating: (out of 11 reviews)

List Price: $ 17.95

Price: $ 9.30


ChexSystems Problems?

Can’t open a checking account?

ChexSystems


Non ChexSystems Bank

Use ATM/VISA  Debit Card

Online Check Writing

Free Direct Deposit

No Bank Overdraft Fees!

No Credit Check!

Second Chance Checking Account

Get a Bank Account Now!

Account Now – Visa Debit

What is ChexSystems?
ChexSystems is an agency that collects and reports consumer banking incidents to member banks and credit unions. The purpose is to reduce fraud and account abuse. It also protects consumers from becoming victims of identity theft and fraud. Sometimes nice folks get stuck in ChexSystems.
For what reason are consumers reported to ChexSystems?

Here are some examples:

  • Bank was unable to collect for an overdraft
  • ATM transaction, or automatic payment which they honored on insufficient funds.
  • Multiple overdrafts.
  • Savings Account, debit card or ATM abuse.
  • Fraud.
  • Providing false information in opening account.
Should I pay ChexSystems?
Getting an incident reported to ChexSystems is hard to remedy. Many banks now say: Our bank policy is that we will not open a checking account for you if you have one or more incidents reported to ChexSystems. ChexSystems does make mistakes. A few banks may take you back after they are paid off.  If it is in your means to pay them off do so.
How long am I on the list?Your information stays in the ChexSystems database for 5 years unless there’s a legitimate reason to remove it.

How do I get my ChexSystems report?

If you contact ChexSystems and tell them you have been denied an account in the past 60 days, they will send you your report at no charge. Otherwise, there is an $8 charge. When contacting ChexSystems by mail or fax, be sure to always include your name, address, and Social Security Number (SSN).

The official ChexSystems website.

ChexSystems Customer Service
12005 Ford Road, Suite 600
Dallas, TX 75234-7253
Fax: (972) 241-4772
local (972) 280-8585

Call ChexSystems toll-free phone number:
(800) 428-9623 or
(800) 513-7125



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