Free Credit Card Tips - Credit Card Facts - What is APR?

Credit Cards, Debt, Improve Credit Report, Secrets/Tips No Responses »
Jul 312010

Free Credit Card Tips Credit Card Facts   What is APR
You can negotiate with an existing credit card issuer for a lower rate. Call customer service and ask!
Shop around for the credit card that best fits your needs; low annual fee if you pay in full, low interest rate if you carry a balance.
Make sure you understand a credit card’s terms before you accept the credit card.
Pay bills promptly to keep finance and other charges to a minimum.
If you pay late your APR can be raised!
Hold on to receipts to reconcile charges when your credit card bill arrives.
Protect your cards and account numbers to prevent unauthorized use.
Draw a line through blank spaces on charge slips so the amount can’t be changed.
Tear up carbons.
Keep a record, in a safe place separate from your cards, of your account numbers, expiration dates,
and the phone numbers of each issuer to report a loss quickly.
Carry only the credit cards you think you’ll use.

Posted by admin at 10:00 pm Tagged with: ,

Dealing with Credit Card Debt

Bad Credit, Credit, Credit Cards, Debt, Improve Credit Report 50 Responses »
Jul 232010

A step by step video talking about the reality of credit card debt, and how the credit card company’s are really charging you 83.3% interest.

Most debt consolidation companies do nothing better than simply ruin your fico score in order to settle your debt. If you really want to work with an agency that will help you reduce your debt, contact a company member of “CONSUMER CREDIT COUNSELING SERVICES” (CCCS) More info at: sccrealestateuncensored.com/2008/repair-credit-legally-remove-negative-accounts/ micasamidinero.com/2008/reparo-credito-eliminando-legalmente-cuentas-negativas/

Posted by admin at 9:01 pm Tagged with: , , ,

Bad Credit?

Bad Credit, Bad Credit Info, Credit Cards, Credit Report, Debt, Improve Credit Report 4 Responses »
Jul 232010

Question by Noahs: Bad Credit?
I have a friend with bad credit in California. She lost her job about four years ago and could not pay her credit cards anymore. Until now she is unemployed. Will she go to jail? What will happen to her? Can rent an apartment again? Find a job?

Best answer:

Answer by P J
Don’t you think it is time to find another job after FOUR years.

She will not go to jail but finding a job or housing may be tough.

Sorry Bruce you are wrong it could very well affect her getting a job if a credit report is pulled by the potential employer.

Add your own answer in the comments!

Posted by admin at 8:59 pm Tagged with:
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