Question by June Baby: How can you get your credit report without joining a club and give out your credit card number?
All of these free credit report on the internet require your credit card info and want oyu to join a club which is totally crazy to me. If I need to join a club I would have asked for membership info. So there is no such thing as free credit reoprt at all?

Best answer:

Answer by bdancer222
AnnualCreditReport.com is the site mandated by the FTC to allow you online access to your free annual credit reports from each of the three credit bureaus. Reports are free; scores are not.

CreditKarma.com offers a free score estimator based on your TransUnion credit report. It’s not FICO (the score creditors use). But it’s kinda, sorta like FICO, give or take 50 points or so. Good enough if you are just curious about your score.

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A few nice Credit Report images I found:

Poro Point, San Fernando City Philippines
Credit Report
Image by 350.org
Poro Point, San Fernando City Philippines, 10 October 2010

350 starting to materialize as volunteers gather them up ready for a photo op.

This was one of over 7,000 climate action events taking place in in 188 countries around the world on 10/10/10 as part of “The Global Work Party.” This synchronized international event is organized by 350.org, and is expected to be the largest day of environmental activism in history.

Photo Credit: 350.org

Copyright info: This photo is freely available for editorial use and may be reproduced under an Creative Commons Attribution-Non-Commercial-Share Alike 3.0 license.

7449 Norman United States
Credit Report
Image by 350.org
Norman, Oklahoma rallies to keep our climate cool! Photo credit: Ajit Bhand

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