Money Saving Ideas- 10 Ways To Save Money

Save Money No Responses »
Aug 072011
Save Money
by CERTs

Money Saving Ideas- 10 Ways To Save Money

Need some money saving ideas? Here’s 10 ways to save more money this year.

1)Create a personal budget. This is one of the best money saving ideas you can ever carry out, but most people do not do it because it takes a little work and they do not like to see how a lot of their money is wasted each month.

2)Stop eating out. This is a great way to save money on food because eating out once can cost as much as the week’s worth of groceries! If you do decide to eat out, make sure you do not drink anything besides water. Drinks can easily add at least 2 to 3 dollars a person, and much more if it is alcohol.

3)Learn how to make your own laundry detergent. This is one of those money saving ideas that will save you more than you think in the long run.

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4)Cut out the cable television. Stick with the basic channels, and if you really want to watch a lot of movies subscribe to Netflix.

5)Run the air conditioning and heat as little as possible. Instead use fans in the summer and dress warmly in the winter.

6)Stop buying books, movies, and other things that you only use once or twice before it just starts collecting dust. Use a library instead.

7)Make a grocery list when you go shopping to prevent in polls buying in buying food that will eventually get to waste.

8)Raise your deductibles on car insurance or homeowners insurance.

9)Carpool to work. This is a great way to save money on gas, especially if you have a gas guzzler!

10)Learn how to fix things ourselves. In the long run this is one of the best money saving ideas because things will always eventually and it will be nice if you can fix it yourself.

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Posted by at 4:04 am Tagged with: , , , ,

I have bad credit and need financing for my business to expand? Does anyone have any ideas on how to do this?

Bad Credit 2 Responses »
Aug 302010

Question by flavaa: I have bad credit and need financing for my business to expand? Does anyone have any ideas on how to do this?
Hello,

I have a small residential and commercial cleaning business that I am looking to expand. I have been shopping around for financing through traditional lenders, but due to my 518 FICO score and millions of charge-offs, I can’t get fianancing. I have applied to a few non-profits in the state that I live in. I have also been pitching my case to some friends. I don’t have any family that can help. They all have bad credit and so do much of my friends. I really do not know anyone with cash on hand either. I have been looking into getting an angel investor or a venture capitalist, but I do not know if that’ll work. I’ve posted an ad on Prosper and I never get responses. Again, I think that this is due to my bad credit. I am seriously running out of ideas. I have 15 months invested in this and I do NOT want to give up. Does anyone have any suggestions or can anyone suggest a place that can help me? I know I need to fix my credit, but I need the money to do it. Please, please, help!

Best answer:

Answer by ynot
I was going to send you to a link but I noticed that you’ve been to Prosper already. Go to www.score.org and talk to a counselor in your city and see if they can get you a meeting with the SBA. If you can sell them on the viability of your business you might be able to get them to guarantee a loan for you. You’ll need a business plan and I hope you have one otherwise start working on one.

Go to: http://www.ychange.com/small-business-consulting-articles.html
and read the articles on writing a business plan and on getting a small business loan.

Hope this helps.

Know better? Leave your own answer in the comments!

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