If you are experiencing or have experienced any of the following you may be considered to have bad credit: * Auto Repossession* Delinquent Credit Cards* Law Suits – Judgments* Collection Accounts* Foreclosure* Unpaid medical bills* Liens* Late Payments on Mortgage
Review Your Credit Report before a major purchase or refinance. Verify all listings, finding mistakes and having them removed can save you money! Save! What is bad credit?Having a low credit score may also be referred to as bad credit.. Bad credit is when factors such as negative listings or insufficient credit history on your […]
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by nasa hq photo Question by June Baby: How can you get your credit report without joining a club and give out your credit card number? All of these free credit report on the internet require your credit card info and want oyu to join a club which is totally crazy to me. If I […]
by ACVB PR Question by G-M-B-A: Is there a difference between the credit report a creditor sees and your full report on file with the 3 CRAs? Correct me if I’m wrong but when you “pay for deletion” you are paying for any record of the debt to be 100% removed from the report that […]
Question by shugahill@sbcglobal.net: How does bad credit come off your credit report once you have passed the 7 year deadline? Some delinquent reports on my credit report are due to fall off this year. Will they come off my report automatically or is there something that I should do once the fall off date has […]
by Credit Confidential Question by lightning_strikes: How long does it take for credit card latenesses to fall off one’s credit report? I’ve heard that “baddies” stay on a credit report for 7yrs from the date of first delinquency. In 2002, I had a Visa lateness recorded on my credit report. Next to the lateness, it […]
Question by De: How can I request Credit Reporting agency to correct their report? I got a free Credit Report (online) that gives my credit score too. In the report I saw a Collection agency activity which is incorrect as I paid off the money long ago. How can I correct the matter? How do […]