by nasa hq photo Question by June Baby: How can you get your credit report without joining a club and give out your credit card number? All of these free credit report on the internet require your credit card info and want oyu to join a club which is totally crazy to me. If I […]
by ACVB PR Question by G-M-B-A: Is there a difference between the credit report a creditor sees and your full report on file with the 3 CRAs? Correct me if I’m wrong but when you “pay for deletion” you are paying for any record of the debt to be 100% removed from the report that […]
Question by shugahill@sbcglobal.net: How does bad credit come off your credit report once you have passed the 7 year deadline? Some delinquent reports on my credit report are due to fall off this year. Will they come off my report automatically or is there something that I should do once the fall off date has […]
by Credit Confidential Question by lightning_strikes: How long does it take for credit card latenesses to fall off one’s credit report? I’ve heard that “baddies” stay on a credit report for 7yrs from the date of first delinquency. In 2002, I had a Visa lateness recorded on my credit report. Next to the lateness, it […]
Question by De: How can I request Credit Reporting agency to correct their report? I got a free Credit Report (online) that gives my credit score too. In the report I saw a Collection agency activity which is incorrect as I paid off the money long ago. How can I correct the matter? How do […]
Question by magda ballew: How do you know the item on your credit report is from which credit report bureau? I got a credit report from a lender (the lender type of credit report), it lists 3 credit scores. There is a same tax lien listed twice, one has account number , the other doesn’t […]
Question by operaphantom2003: How do you dispute something on your credit report? There are a few items which have been reaged by a collections agency and they cannot do that. The SOL has passed and they should be removed from my credit report. Also, when you view your credit report where is the “date of […]