How can I request Credit Reporting agency to correct their report?

Question by De: How can I request Credit Reporting agency to correct their report?
I got a free Credit Report (online) that gives my credit score too. In the report I saw a Collection agency activity which is incorrect as I paid off the money long ago. How can I correct the matter? How do I formally let the agencies know about it?

Best answer:

Answer by Woof
You submit a dispute with copies of documentation showing that it was paid off. That doesn’t remove the item – however, it should have the status updated to “paid.”

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